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Integrating your goals
into financial reality

See how we do it

client-centered focus is the core of our business.

 

W.G. (Bill) McTaggart earns clients’ business by being a trusted source of advice and financial counsel. Through ongoing support and consultation, we ensure your financial plan evolves with you over time.  This client-centered focus is the core of our business.

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Meet the Team

We specialize in providing client-centered financial planning solutions designed to protect the financial health and well-being of our clients and their families. 

Our Services

Together we will define the terms of our relationship, discuss your financial goals, and obtain your essential financial data to ensure we can evaluate your situation based on the information you’ve provided. 

Client Resources

Your financial life doesn't have to be complicated. Let us help you make it easier with these tools and helpful links.


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You trust us with your very personal and confidential information, and we take that seriously. Seriously enough to invest in the leading comprehensive endpoint computing data security solution.

Our computers are professionally encrypted, managed and monitored for malware attack, unauthorized use and intrusion, and professionally backed up in secure data centres by NPC - leaders in endpoint data security.

Learn more about NPC (https://secure.npcdataguard.com)

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Advice you can trust

We specialize in providing client-centered financial planning solutions designed to protect the financial health and well-being of our clients and their families. We provide one-on-one service and pride ourselves on exceeding our clients’ expectations. See how we can help 

Contact us today for your free consultation

W.G. (Bill) McTaggart Photo

W.G. (Bill) McTaggart

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W.G. (Bill) McTaggart, B.A., CLU, CFP, EPC

Certified Financial Planner, Mutual Fund Representative, Manulife Securities Investment Services Inc.
Chartered Life Underwriter - Integrated Financial Insurance Brokers Inc.  

Insurance Email: billm@integratedfinancial.ca
Investment Email: william.mctaggart@manulifesecurities.ca

Bill has been in the insurance and financial planning industry nearing 40 years.  His experience includes personal and corporate financial planning, insurance consulting, group benefits and RRSPs, retirement and estate planning.  A graduate from the University of Calgary, he received his Bachelor of Arts Degree in 1977, his Chartered Life Underwriter designation in 1997, his Certified Financial Planner designation in 2000 and his Elder Planning Councellor designation in 2010.

When asked what his favorite part of this business is, he stated "Working with professionals and small business owners with an aim towards integrated corporate and personal financial planning."

Bill is married to his long time wife, Cathy, and together they reared three children, all of whom are moved out and working in their own careers.  He is an active member of the Red Deer Downtown Rotary group (past President) and has various community involvments.  Bill is a outdoor enthusist and traveler, and enjoys time out at his family cabin at Rochon Sands.


Ashley Bowman Photo

Ashley Bowman

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Ashley Bowman

Mutual Funds Advisor Assistant - Manulife Securities Investment Services Inc. 

Since joining our team in January 2011, Ashley has proven to be a tremendous asset to our team.  Ashley is in involved in all aspects of administrative duties of the office, as well as assisting Bill and Rashel in the preparation and processing of new business, client reviews and customer service requests.  With a strong value on continuing education, Ashley has obtained additional training at Red Deer College for Microsoft Office Essentials in 2011 and in April 2014 to obtain some industry related education.  She continues to regularly attend educational events to broaden her abilities within our team.  Ashley's favorite part of the business is working with our clients and putting them first in all she does.  This shines through in her keen attention to detail and getting things done.

While not working, Ashley and her husband Kevin are kept busy with their three young children, Tyler, Connor and Kaitlyn.  Ashley is an avid Harley Davidson rider and has earned the office reputation of having the loudest transportation method in the parking lot!  She enjoys her annual trips to BC or the US for "wind therapy".  Ashley also is a passionate snowboarder and an aspiring yogi.


Rebecca Smith  Photo

Rebecca Smith

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Rebecca Smith 

Mutual Funds Advisor Assistant - Manulife Securities Investment Services Inc. 
Life Insurance Assistant -  Integrated Financial Insurance Brokers Inc. 

Insurance Email: rebecca@integratedfinancial.ca
Investment Email: Rebecca.smith@manulifesecurities.ca

Rebecca has joined our team as of February 01, 2018 after moving from Crystal Beach, Ontario and has proven to be a tremendous asset to our team with her organizational skills and amazing team spirit. Rebecca is involved in all aspects of administrative duties of the office, as well as assisting Bill and Ashley in the preparation and processing of new business, client reviews and customer service requests. Rebecca comes to us with an industry related licence (Canadian Investment Funds Course), two years’ experience with another company and will continue to do regularly attended educational events to broaden her abilities within our team.

Rebecca’s favourite part of the job is learning as much as she can about the industry. She also enjoys the background work, planning and preparation for client meetings. 

 

While not working Rebecca and her partner Chase enjoy travelling. They have a passion for visiting new places and seeing as many new sights as the can. They also enjoy spending time outdoors with their dogs and visiting with friends and family. 



What We Do

Insurance Solutions

It’s not what we have in life, but who we have that matters. Protect the people you care about most with easy-to-understand insurance options that offer peace of mind and put precious time back where it belongs – in your hands. 

  • Health Insurance
  • Life Insurance
  • Travel Insurance
  • 3-in-1 life, disability and critical illness protection

Investment Solutions

Whether you’re investing for the first time, saving for the future or embarking on retirement, we can help you enjoy today while you prepare for tomorrow.

  • Registered retirement savings plan (RRSP)
  • Registered retirement income fund (RRIF)
  • Locked-in retirement account (LIRA)
  • Registered education savings plan (RESP)
  • Tax-free savings account (TFSA)

Estate Planning

Estate planning prepares families for the financial circumstances when a loved one passes away. Generally, it is the Will that will direct what happens at that point; however, many estate plans also include a simple Power of Attorney to deal with property issues if an individual becomes disabled and can no longer handle his or her own finances.

If you have accumulated assets during your lifetime, you likely will want to ensure that wealth transitions cost effectively. 

Goals-Based Investing for Retirement 

Goals-Based Investing focuses on helping you meet your income goals, not about performing against a stock market.

  • Driven by advanced analytics that illustrate what your retirement spending needs could look like in the future
  • Designed to provide you with a higher degree of confidence in the projected minimum income it pays out, and the potential  to grow your future income stream

Finally, a way to look forward to retirement with optimism? Now, that’s different. Contact us today to learn more.


Insightful Videos

Manulife Vitality is a program that helps you make little changes today that will have a real effect on your health tomorrow. To learn more, visit Manulife.ca/Vitality

It can be difficult to stay invested during volatile markets, especially when headline news and pundits forecast a wild ride for financial markets.

Philip Petursson, Chief Investment Strategist provides his views on U.S. equities.


How We Do It

Our Financial Planning Process


In general terms, the financial planning process consists of the following six steps:

  1. Define the terms of our relationship. 
  2. Discuss your financial goals, and obtain your essential financial data. 
  3. Evaluate your situation based on the information you’ve provided. 
  4. Develop and present a written financial plan for you to consider. 
  5. Implement some or all of the strategies outlined in the plan. 
  6. Monitor and revise the plan as necessary.


 Responsibilities

 Necessary Data

 Recommendations
 Reviewing and monitoring

 Tenure and Termination

 Communication



Frequently Asked Questions

Does professional financial planning really make a difference?
What letters should I look for behind my planners name?
Why is it important to deal with a CFP professional?
How can I be sure my financial planner is a CFP professional?


Our Insights

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Client Resources

TRAVEL INSURANCE PLANS

Choose the travel plan that’s right for you. Get help covering unexpected travel expenses. Get help with medical expenses when studying away from home, or help cover emergency medical expenses.

GET A FREE QUOTE OR APPLY ONLINE

HEALTH & DENTAL INSURANCE PLANS

Flexcare® health and dental insurance plan or FollowMe® Health individual insurance plans are ideal for individuals and small businesses, offering flexibility and choice when group benefits come to an end. 

GET A FREE QUOTE OR APPLY ONLINE

THE ASSOCIATION HEALTH & DENTAL PLANS

Health benefits for you, your family – and your employees. Choose from 8 different plan options with great combinations of health benefits that provide you and your family with comprehensive coverage.  Compare Plans.

Get a free quote or apply online

FEDERAL TAX RATES FOR 2019

  • 15% on the first $47,630 of taxable income, plus
  • 20.5% on the next $47,629 of taxable income (on the portion of taxable income over 47,630 up to $95,259), plus
  • 26% on the next $52,408 of taxable income (on the portion of taxable income over $95,259 up to $147,667), plus
  • 29% on the next $62,704 of taxable income (on the portion of taxable income over 147,667 up to $210,371), plus
  • 33% of taxable income over $210,371 

Source: Government of Canada


ESTATE PLANNING TOOLS

There are many decisions you will have to make when you draft a Will. If not thoroughly considered, some of these decisions can have unintended consequences. Try the Will Planning Workbook and Will Planning Checklist below.

WILL PLANNING WORKBOOK
WILL PLANNING CHECKLIST

GROUP BENEFITS ONLINE

Manulife group benefits plan members can now submit their claims online.

SUBMIT A CLAIM ONLINE

GROUP RETIREMENT ONLINE

Manulife group retirement members can log in to their account here.  

SIGN IN ONLINE

GET MANULIFE'S MOBILE APP

Manulife Mobile is the only app you need to manage your Group Benefits and Group Retirement plans with Manulife.

Click to go to the Google Play Store to download the Manulife Mobile app. Click to go to the Apple Store to download the Manulife Mobile app.

For more information on Manulife Bank, visit www.manulifebank.ca

ADVANTAGE ACCOUNT

Start earning a high interest rate on all your money with a combined chequing and savings account.

OPEN YOUR ACCOUNT

INTERNET BANKING LOGIN

Manulife Bank provides its customers access to their bank accounts 24-hours a day, seven days a week.

CLIENT LOGIN

MANULIFE BANK MOBILE

Deposit cheques at work, pay bills at the store, and send money without leaving home. Download the Manulife Bank app today.   

Click to go to the Google Play Store to download the Manulife Mobile app. Click to go to the Apple Store to download the Manulife Mobile app.

Manulife Bank deposit rates are subject to change. Visit manulifebank.ca/rates for additional details. Manulife Bank of Canada is a member of Canada Deposit Insurance Corporation.

FINANCIAL CALCULATORS*

*These calculators are for illustrative purposes only and should not be relied upon as an accurate indication of your financial retirement needs. As each individual’s situation is different and changes over time, the results are limited by the accuracy of the assumptions you make in providing the information used in the calculation. I (we) do not guarantee that these calculators are reliable, accurate or complete or that they will be compatible with your computer.


Savings/Retirement Calculator

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Provided for illustration purposes only. The Savings/Retirement Calculator results are based on the information you provide and assume that the annual interest rate over the specified years will not change. Actual rates may vary and will affect the maximum Future value.

Credit Card Payment Calculator

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Provided for illustration purposes only. The Credit Card Payment Calculator results are based on the information you provide and assume that the interest rate on your credit card will not change. Actual rates may vary and will affect the calculated monthly payment. The credit card monthly payment amount does not include any additional fees charged by your credit card company.

Bank Loan Calculator

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Provided for illustration purposes only. The Bank Loan Calculator results are based on the information you provide and assume that the annual interest rate over the life of your loan will not change. Actual rates may vary and will affect the monthly payment. The loan payment amount does not include any additional fees charged by the provider of your loan.

Auto Loan Calculator

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Provided for illustration purposes only. The Auto Calculator results are based on the information you provide and assume that the annual interest rate over the life of your loan will not change. Actual rates may vary and will affect the monthly payment. The loan payment amount does not include any additional fees charged by the provider of your loan.

Manulife Vitality

We want you to live your longest, healthiest life. That’s why there’s Manulife Vitality - a program that can reward you for all of the little things you do to stay healthy.

SIGN IN
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INSIGHTFUL VIDEOS

Determining the best approach.

It can be difficult to stay invested during volatile markets, especially when headline news and pundits forecast a wild ride for financial markets.

Volatile markets can wreak havoc on savings. Protect your retirement savings before you need the retirement income. 


Contact Us

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